Blog

What To Do If Your Roof is Damaged in a Storm?

If your roof is damaged in a storm, it is important to take immediate action. Depending on the extent of the damage, you may need to have your roof completely replaced or simply patched and repaired. Regardless of what type of repair is needed, hiring a professional roofing contractor is essential for ensuring that your roof is properly fixed and up-to-code.

First things first, assess the severity of the damage. If there are large sections of shingles that have been torn off or major structural damage, it’s best to contact a professional roofer even before contacting insurance companies. A roofer will be able to provide an accurate assessment of the damage and recommend any necessary repairs or replacements that need to be done. They will also be able to inform you on whether or not filing an insurance claim is necessary and provide insight into how much coverage you can expect from your policy.

If possible keep samples of the original materials used on your roof so that when it comes time for a replacement you can ensure accuracy in color matching and the overall quality of materials used. It’s also essential that your chosen contractor provides a warranty for their workmanship so that if there are issues down the road you can have them quickly resolved without having to pay extra costs out-of-pocket. Following these steps will help ensure that any repairs made after damaging storms meet safety standards and last for years to come.

Does Insurance Cover Roof Damage From Storm?

Typically yes, but it depends on the specific policy and the type of storm. Generally speaking, most homeowners’ insurance policies will provide coverage for damage to your home due to a storm or natural disaster, including roof damage from hail or wind. If you experienced significant roof damage from a storm or other natural event within the past few years, it’s important to review all relevant documentation and contact your insurer for clarification.

It is important to note that not all policies are created equal; some may provide more comprehensive coverage than others depending on what is included in the coverage plan. For example, a policy that includes Replacement Cost Coverage (RCC) will typically cover the full cost of replacing a roof damaged by hail or wind storms, while an Actual Cash Value (ACV) policy may only cover the depreciated value of your roof at the time of loss.

Additionally, certain types of storms may be excluded in certain geographic locations. Florida homeowners may find that their policies exclude hurricane-related wind and water damages due to their frequent occurrence in this particular region. Before purchasing any type of homeowners’ insurance policy, it is important to understand what kind of perils are included in your coverage plan as well as any possible exclusions.

Once you determine that your roof damage is covered under your policy, most insurers require you to file a claim within a specified amount of time after the incident has occurred; if this step isn’t taken promptly enough then you could forfeit coverage for damages incurred during the incident. After submitting your claim paperwork and undergoing an inspection process with an adjuster assigned by your insurer, they will generally take care of paying for repairs or providing compensation up to your agreed limit outlined in the policy.

In conclusion, most typical homeowners’ insurance policies should cover damages caused by hail or wind storms; however, it’s essential to read through any related documentation carefully prior to filing a claim in order to make sure you have sufficient coverage and don’t miss out on potential reimbursements due to missing deadlines or keywords used within policies.

How Do You Prove Storm Damage to Roof?

Proving storm damage to a roof can be difficult, as it requires careful inspection and attention to detail. One of the best ways to assess damage is to look for signs of physical distress such as cracked shingles or missing pieces; these are often clear indicators that there have been strong winds or other severe weather events. If a thorough examination reveals evidence of wind-related damage, it must be documented with photos and notes so that the extent of the problem can be accurately assessed. 

Inspections should also include looking for evidence of water damage inside the home. This may include staining on walls and ceilings or dampness in crawl spaces. In addition, any warped or discolored wood should be noted. These signs combined with external observations can help build a case that storm damage has occurred and not just age-related wear and tear.

The next step in proving storm damage is finding an expert inspector who has experience dealing with insurance claims related to weather events. They will be able to provide an estimate of the cost associated with repairing the roof, which can then be used when applying for coverage from your insurance provider. Additionally, they may recommend further steps such as obtaining a professional appraisal if needed.

Finally, once you have all documentation gathered and submitted your claim, it is important to follow up regularly with your insurance company to ensure that you have adequately proven storm damage to your roof in order to receive coverage for repairs or replacement costs. It is also advisable that you keep detailed records including receipts and invoices throughout the process in order to minimize delays in receiving payment from your insurer.

Super Roofs is here to help with your storm damage roof in St. Petersburg, FL. Call 727-821-4332 to schedule an inspection.

What is the Best Coating to Put on a Flat Roof?

When it comes to flat roof coatings, there are a variety of options available. Depending on the specific needs of the roof, the climate and environment, budget constraints, and other factors, different coatings may be better suited than others. When it comes to superior protection from the elements, elastomeric roof coatings have proven to be highly effective.

Elastomeric roof coatings are water-based acrylic polymers that expand and contract with temperature fluctuation. This makes them ideal for climates with extremely hot or cold temperatures since they can protect against thermal shock and UV radiation damage. They also create a waterproof layer that repels water and debris while allowing trapped moisture to escape the substrate. Elastomeric coating solutions are often combined with reinforcing fabrics or other materials for enhanced protection against ponding water and hail damage.

Another advantage of elastomeric coatings is their ability to reflect heat away from the underlying structure. This helps keep energy bills lower by reducing the amount of energy needed to cool the structure in warmer months. The elasticity of elastomeric coatings also ensures they will continue to provide superior protection over time despite exposure to harsh weather conditions such as wind, rain, and snowfall.

Finally, elastomeric coatings have an extremely long lifespan due to their durability which means they require less maintenance than other types of flat roof coatings. They are also highly resistant to bacteria and algae growth which can break down traditional coatings over time. All these features make elastomeric coating an ideal choice for protecting flat roofs from damage caused by natural elements.

How Often Should a Flat Roof Be Coated?

When it comes to the frequency of coating a flat roof, there is no definitive answer – as this depends largely on the climate, geographical location, and type of roof. In general, it is recommended that a flat roof should be coated at least every three to five years in order to maximize its lifespan and durability. However, this can vary depending on the climate and environment; for instance, if the roof is in an area with extreme temperatures or heavy rainfall, it should be coated more often than that. Similarly, if you live in an area with milder weather conditions then you may only need to coat your flat roof every five to eight years.

Furthermore, prior to recoating a flat roof, it’s important to first check for any signs of damage or wear and tear as this could require some repairs prior to coating. Any existing coatings also need to be checked for any signs of deterioration or fading before they are applied again. Additionally, any debris should be removed from the surface such as leaves, dirt, and anything else that may have settled upon the roof.

In summary, how often a flat roof needs coating will depend on where it is located and what kind of weather conditions it is exposed to. It is best practice to check for damage routinely and recoat at least every 3-5 years (or more frequent for harsher climates). By doing so you will ensure your flat roof remains watertight and well-protected over time!

Super Roofs is here to set you up with a flat roof coating in St. Petersburg, FL. Call our team of trained professionals for a uniform job at 727-821-4332 today. We’re here to discuss your options at any time.

Is Tile Roof Better Than Shingle?

Tile roofing is often considered a superior option to shingle roofing because it has a longer lifespan, can withstand harsh weather conditions better, and can help enhance the overall appearance of the home. Tile roofs typically last between 50 and 100 years, making them one of the most durable roofing materials available. They are also able to resist winds of up to 120 miles per hour and can be used in areas that experience extreme cold or heat as they have excellent insulation properties. Additionally, tile roofing offers a great deal of aesthetic appeal with its variety of colors and shapes that can be customized to fit any home’s look.

Tile roofs are also more resistant to damage from hail, debris, animals, and other environmental factors than shingle roofs because they feature more rigid construction. The thicker material helps protect against water infiltration better than standard asphalt shingle roofs, reducing the risk of leaks and interior damage. Furthermore, tile roofs have higher fire resistance ratings than other types of roofing systems due to their noncombustible material makeup. This makes them an attractive choice for homeowners living in areas prone to wildfires or other extreme weather events.

Despite these advantages, however, tile roofs require a higher upfront cost compared to standard shingle options as well as increased labor costs for installation due to their heavier weight. Tiles must also be installed properly in order to ensure they don’t become dislodged during storms or other natural disasters. Maintenance expenses may also be higher over time since tiles are more likely than shingles to accumulate dirt and moss which need frequent cleaning in order to maintain proper performance levels.

Ultimately, whether tile roofing is better than shingle depends on individual needs and preferences but it does offer greater durability and protection from elements along with enhanced aesthetic value at the expense of extra upfront costs for both materials and installation services.

Are Tile Roofs Expensive?

Tile roofs can be quite expensive, depending on the type of tiles used and how many layers are installed. Slate tiles tend to be one of the most costly types of roofing materials, but they also offer superior protection and a longer lifespan. Clay tiles are more affordable than slate but still come with a hefty price tag. Metal tile roofs may also be an option for those looking for a cost-effective choice, as metal is usually cheaper than clay or slate. However, metal tile roofs don’t last as long and may require more maintenance over time.

In addition to materials costs, installation can be expensive and time-consuming when working with tile roofs due to their heavy weight and complex assembly instructions. The complexity of the system means that experienced installers are necessary to ensure that all components are properly installed, reducing the likelihood of future water leakage or damage caused by high winds. In fact, professional installation is highly recommended by most manufacturers in order to ensure quality workmanship and a longer product life expectancy.

When it comes to longevity, tile roofs far outlast their asphalt counterparts; some types can last up to 100 years with proper maintenance and care. Although this extended lifespan results in higher upfront costs, it could actually save you money in the long run by eliminating the need for frequent replacements or repairs. Furthermore, because tile roofs are so durable they provide superior protection against hail storms and other extreme weather conditions making them an ideal choice for locations prone to these natural disasters.

In conclusion, while tile roofs may seem expensive at first glance they usually end up being a worthwhile investment due to their superior protection and durability over time. When considering a new roofing system it’s important to factor in all associated costs as well as any warranties that may be included ensuring that your structure remains safe for years to come.

Super Roofs offers pristine systems with a tile roof in St. Petersburg, FL. Call 727-821-4332 to learn more.